FREE FOR SAVINGS GROUPS

Your group's money,
finally organized.

Mukando is the shared ledger for rotating savings groups โ€” mukando, rounds, stokvels. Track every contribution, follow the rotation, and never argue about the pot again.

No app to download ยท Works on any phone ยท Your money never touches our platform

How it works

Three steps, and your group's finances run themselves.

1

Create your group

Set the contribution amount, the cycle (weekly or monthly), and who's in. Takes two minutes.

2

Track contributions

Every payment lands on a shared ledger everyone can see. Reminders go out before each cycle โ€” no more chasing people.

3

Rotate the pot

The full pot goes to one member each cycle, on a schedule the whole group can follow. Transparent, automatic, fair.

Built for how groups actually work

Designed with Zimbabwean savings groups โ€” for the aunties, the colleagues, and the diaspora cousins alike.

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One shared ledger

Every contribution, every payout, visible to every member. Disputes end where transparency begins.

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Rotation schedule

Everyone sees whose turn is next and when. No favoritism, no forgotten turns.

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Smart reminders

Gentle nudges before each contribution is due โ€” so the organizer doesn't have to be the bad guy.

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WhatsApp-first

No new app to learn. Your group keeps chatting where it already chats; Mukando keeps the books.

COMING SOON

In the diaspora?

Soon you'll be able to contribute to your home group straight from abroad โ€” by card, paid out to EcoCash and mobile money in Zimbabwe. Join the pilot list and we'll notify you the moment the corridor opens.

Questions, answered

Is it really free?

Yes. Creating a group, tracking contributions, and following the rotation costs nothing. Down the line, optional conveniences (like diaspora payments) may carry a small transparent fee โ€” the savings pot itself is never touched.

Do you hold our money?

Never. Mukando is a ledger, not a bank. Members pay each other directly the way they always have โ€” we just keep the books straight.

What if someone misses a payment?

The ledger shows it clearly to the whole group, and reminders go out automatically. The group decides how to handle it โ€” Mukando just makes sure nobody can claim "I paid" when they didn't.

Ready to run your mukando
without the chaos?

Join the pilot โ€” free, two minutes to set up.